Personal Insurance in Kentucky

Dedicated to Helping You

Thetford Insurance Services is dedicated to designing an insurance bundle that best fits your lifestyle without breaking the bank. Our agents are experienced at providing you with honest advice and quality personal insurance products that protect you, your family, and the things you value most.

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Renters Insurance

Auto Insurance

Not only is car insurance required by law, it protects you, your car, and your passengers. But not all situations call for the same coverage. Talk to one of our agents to build the best coverage plan for you.

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Auto Insurance
Home Insurance

Home Insurance

Your home is one of your most valuable assets, so it needs to be properly insured. Own a house, condo, apartment, townhome? We offer coverage options tailor-made to protect your home and the belongings inside of it. We also offer policies that cover specific pieces of property, such as antiques and works of art.

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Renters Insurance

Renters Insurance

Whether you’re temporarily renting your place or staying long term, renter’s insurance is a wise move. Renter’s insurance protects against losses to your personal property within a rented dwelling. If you’re renting or subletting a single-family home, be it a house, apartment, duplex, condo, or townhouse, we have the policy for you.

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Life Insurance

Life Insurance

You do all you can to give your loved ones a comfortable life, but you won’t be around forever. Keep them protected financially with a life insurance policy from Thetford Insurance Services. We’ll help you keep it up to date to reflect your changing circumstances.

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Life Insurance
Flood Insurance

Flood Insurance

Even with an iron-clad home insurance policy, your property is not always protected in the event of a flood. Call us today for a flood policy that will dovetail with your existing home policy.

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Life Insurance

Umbrella Insurance

A Personal Umbrella Policy provides an extra layer of affordable liability protection for your personal assets and future earnings.

A SMART SOURCE OF PROTECTION FOR YOU AND
YOUR FAMILY.

An RLI Personal Umbrella Policy is a good idea.

  • Not required to have your underlying insurance with the same carrier
  • Coverage, including Excess Uninsured/Underinsured Motorist coverage, offered in all 50 states and D.C.
  • No age limit on drivers
  • Easy application process
  • Coverage limits up to $5 million
  • Coverage over $100,000 Florida Underlying Homeowners or CPL
  • Minimum Underlying Automobile Liability limits as low as $250,000/$500,000 available for households with drivers under age 22
DON’T TAKE THE RISK.

If you aren’t protected by a personal umbrella policy, you could be putting your house or your financial assets at risk.

A personal umbrella policy substantially increases your overall liability coverage beyond the basic coverage provided under your homeowners and auto insurance policies. This low-cost policy is designed to protect you and your family against a catastrophic lawsuit or judgment.

The RLI Personal Umbrella Policy is available through selected agents and program administrators in all 50 states.

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Life Insurance

Airbnb Insurance

Protect your short-term rental property with our Airbnb insurance policies. We will work with you to design a policy that will meet your needs and your budget!

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Toy Insurance

Water? Trails? Winding country roads? Stay safe wherever you have your fun. Our toy policies cover motorcycles, ATVs, and watercraft. Happy trails!

Comprehensive Personal Insurance Bundle

For a comprehensive personal insurance bundle, call 615-297-2200. Ask us how we can make that happen and save you money.

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Broker Check

Products are underwritten by the issuing life insurance company. Insurance products are subject to underwriting guidelines, review and approval. Products and discounts not available to all persons in all states. Securities offered through Nationwide Securities, LLC., member FINRA, SIPC. DBA Nationwide Advisory Services, LLC. in AR, CA, FL, IL, NY, TX, and WY. Representative of Nationwide Life Insurance Company, affiliated companies and other companies.